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Refinance Mortgage
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Illinois Refinance Mortgage
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This Financial Calculator requires a Browser with Java Support
How long will it take to break even on a mortgage refinance? That depends on a multitude of factors. These factors include your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision.
Term Definition
Original mortgage amount Original amount of your mortgage.
Appraised value The appraised value of your home when you purchased it.
Current term in years Total length of your current mortgage in years.
Years remaining Number of years remaining on your current mortgage.
Income tax rate Your current income tax rate.
Calculate balance To let the calculator determine your remaining balance, based on your original loan information and years remaining, check this box. To enter your own amount, leave this box unchecked.
Current Appraised value The current appraised value of your home.
Loan balance Balance of your mortgage that will be refinanced.
New interest rate The annual interest rate estimated based on current market rates for the new loan.
APR The APR (annual percentage rate) is the
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